Archive for the ‘WOMEN’ Category

Punjab cabinet revives ACP scheme, one year special leave for women employees, adhoc staff regularised

November 3, 2011 Leave a comment

CHANDIGARH: The Punjab cabinet today introduced the Assured Career Progression Scheme (ACP) 4-9-14 in the pre- May 28, 2009 format w.e.f. November 1, 2011. However, the employees who got the consequential benefits under the modified ACP would not be deprived of the same. 

The cabinet also decided to regularize all daily wage and work charged employees in different departments, boards and corporations in the state. This is in addition to an across the board Special Permanent Grade Pay of Rs. 150 plus allowances including DA, HRA to all its employees up to Pay Band 3 with Grade Pay of Rs.5400 and would also be included to determine pension.
In a landmark decision, the government also decided to extend all pensionary benefits to all its employees retiring on or after April 1, 2012 at the completion of 25 years of service, instead of the present 33 years.
In a special gesture to its women employees, the government also introduced a special Child Care Leave of one year, in addition to the maternity leave, for all women having at least one child below the age of 18 years.
A meeting of the cabinet held under the chairmanship of Chief Minister Mr. Parkash Singh Badal, also announced handsome package for the Punjab police personnel, including special permanent grade pay and one special increment besides manifold increase in conveyance allowance to all ranks from Constables to Inspectors.

Disclosing this here today, a spokesperson of the Punjab Government said that the all the allowances not specifically dealt with by the 5th Punjab Pay Commission would be doubled while those left untouched by the Previous Pay Commissions shall be made four times.

In a major relief to the group ‘D’ employees as well as drivers, the Cabinet decided to grant one special permanent increment to all such employees like peons, chowkidars, malis etc. The drivers would also be entitled to have a special allowance of Rs.1400 per month.
Recognizing the arduous nature of the police personnel right from the level of Constable up to an Inspector, the cabinet gave nod to grant one special permanent increment to all police personnel who are in service as on 31.3.2012. This would be in addition to Rs.150 special grade pay to all employees in the Pay Band 3 i.e. Rs.10300-34800 with grade pay of Rs.5400. Besides, their conveyance allowance would be made at par with the ministerial staff of appropriate parity.
The House Rent Allowance (HRA) admissible to the employees serving within the limits of municipal corporations of Patiala and Bathinda have been hiked from 15% to 20% so as to be at par with Chandigarh and SAS Nagar, Mohali. The cabinet also decided that in case an employee who is entitled for rent free accommodation and is not offered such accommodation would be granted an additional benefit equivalent to 5 % of his revised pay, over and above the normal house rent allowance.
In a significant move reflecting governments special concern for the women employees, the cabinet decided to grant fully paid leave up to one year during the entire career in part or whole for the child care. This leave could be availed of at any time as long as at least one child is below the age of 18 years.  This would not be debited to the leave account and would be in addition to other leave entitled to them including maternity leave as at present.
The cabinet also gave approval to regularize the services of daily wage and work charged employees in all departments, boards and corporations as long as they have completed 10 years of service as on December1, 2006 subject to the fulfillment of educational qualification. However, contractual employees who have been engaged through a transparent or competitive mechanism would be eligible for regularization up to completion of 3 years of service. This shall extend to all the government departments, boards corporations, statuary bodies, societies and Apex Cooperative Institutions. These benefit would be generally applicable w.e.f from December1,  2011 unless otherwise specifically provided.
The cabinet also made an impassioned appeal to all the employees unions and organizations to shun the path of agitation approach in the largest interest of the people of Punjab and appealed to them to discharge their duties with utmost dedication, sincerity and commitment.
In another important decision, the cabinet also reiterated its firm commitment not to acquire land for the proposed urban state at Zirakpur without the prior consent of the farmers.



Role of Your Spouse in Personal Finance and Money Management

September 11, 2011 Leave a comment

   In most of the Indian families, the personal finance is something which is not managed by the couples together. It is only one person who manages the personal finance and money management of the whole family. In most of the cases the male partners and in a very few cases the female partners mange personal finance. Only very rarely both of the partners together manage their personal finance aspects.

   What would be the outcome in an organisation where the purchase department works totally independent and without any understanding with the finance department of the organisation? Purchase dept may overspend; finance dept will lose control; misunderstanding and conflicts between both the depts; the result is the organization’s growth gets destroyed.

   Similarly, if the personal finance is handled by only one partner, then there could be a lot of mismatch between you and your partner in saving and spending pattern. This will lead to misunderstanding and marital stress. Instead of having independent saving and spending plan, having an interdependent plan will help you in managing your money effectively and achieving your financial goals.

   You go out for dinner together. You go to the movie together. Why don’t you manage your personal finance together? This will build money compatibility for you and your spouse. Both of you can have a better relationship and understanding with each other.

Why it is so important?

   You may wonder why personal finance should be managed by both of the partners. Here are some points to ponder over;

1)      In case of Emergency:

Suppose the partner, who is managing personal finance, met with an accident and need to be hospitalized for one month or so, then how does the spouse will run the show?

During the accident, if the partner has missed his wallet which had all the credit cards and debit cards then how does the spouse block those cards before it is misused? Where does she or he find that information?

In case of emergency, nothing will help except the practice of managing the personal finance together.

2)      Real Workable Budget:

When you alone prepare the budget for your family, then you can’t expect your spouse to spend according to the budget. If you prepare the budget along with your spouse, he or she will come forward to help you in saving more.

You just try this. Involve your spouse in budgeting and monitoring the spending. You will see the spending coming down day by day and both of you will start spending consciously.

3)      Combined Financial Goals:

It is better to identify the goals of your spouse as well as yours and check that is there any goal which is contradictory to the goal of your spouse.

You may want to retire and settle in the same work city. But your spouse may want to settle in the native place.

You may plan to buy a farm house to spend your leisure. But your spouse may be interested in spending her/his leisure at different places like hill stations and other tourism places. For this goal a time share slot with a resort provider may be suitable.

So identifying and settling your difference of opinion regarding the financial goals at the blueprint level is much easier and cheaper, instead of doing it at the execution level.

Overcoming the barriers:

There are some barriers or objections in involving their spouse in managing personal finance. How to overcome that?

1)      No Time:

My spouse is not having enough time to look at these things. ‘No time’ is a false excuse. If it is one of your priorities, then definitely it will somehow find its time. Only thing is you have not realized it as one of your priority. Personal finance is definitely a priority item for each and every family because it is going to secure your future.

2)      Not interested:

My spouse is not interested in personal finance. Everyone is interested in their own future and their kid’s future.  So logically everyone needs to be interested in personal finance. You need to motivate them and make them understand, how this personal finance management is important in achieving their life goals.

3)      Doesn’t know:

My spouse doesn’t know about personal finance. No one has born in this world with the skills of money management. We all learned it here. So why don’t you educate him/her on personal finance. Money management is an important life skill. Everyone should know. You want your kids to manage the money better and wiser. Why don’t we educate our spouse first?

Overcoming the barriers in getting your spouse involved in personal finance management and getting them involved will be a life transforming exercise.  Don’t miss it. Together you will be able to achieve your life goals easier and sooner.

The author is Ramalingam K, an MBA (Finance) and Certified Financial Planner. He is the Founder and Director of Holistic Investment Planners ( a firm that offers Financial Planning and Wealth Management. He can be reached at

180 days’ Maternity Leave for West Bengal Employees.

February 19, 2011 Leave a comment
Government of West Bengal
Finance Department

Audit Branch


No : 1146-F(P) Kolkata,                                                                                   14 th February, 2011

   The matter of enhancement of the ceiling of Maternity Leave on the  recommendation of the Fifth pay Commission has been under active consideration of the  Government for some time past. At present a female State Government employee is  entitled to Maternity Leave for 135 days in terms of Rule 199 of West Bengal Service  Rule, Part-I read with Finance Department Memo No. 3453-F dt 28.03.01.

   After careful consideration of the matter the Governor has been pleased to decide  that a female State Government employee may be granted Maternity Leave for a  maximum of 180 days subject to the existing terms and conditions as laid down in Rule
199 of the West Bengal Service Rule, Part-I.  This order shall take effect from 01.01.2011. 
Necessary amendments of the relevant Rules will be made in due course.

Sd/- S. K. Chattopadhyay
OSD & Ex-officio Special Secretary to the
Government of West Bengal, Finance Department.

 Click here to view the order. . .

Categories: LEAVE, Maternity Leave, WOMEN

While changing clothes in Hotels….

January 3, 2011 Leave a comment

While changing clothes in Hotels….

            Please share this information with your friends, family and all. (Have you seen recent advertisement of M/s. Saint Gobain Glasses shown in Television? Then you must have known about Two-Way Mirror and is also shown in Hindi Movie “Humraaz”).

            How to determine if a mirror is Two-Way or not (Not a Joke). Not to scare you, but to make sure that you aware. Many of the hotels and textile showrooms cheat the customers this way and watch privately.

How to detect a Two-Way Mirror

            When we visit toilets, bathrooms, hotel rooms, changing rooms, etc., how many of you know for sure that the seemingly ordinary mirror hanging on the wall is a real mirror or actually a Two-Way Mirror (i.e., they can see you, but you can’t see them). There have been many cases of people installing Two-Way Mirrors in female changing rooms or bathroom or bedrooms. It is very difficult to positively identify the surface by just looking at it. So, how do we determine with any amount of certainty what type of mirror we are looking at?

Conduct this simple test

            Place the tip of your finger nail against the reflective surface and if there is a gap between your fingernail and the image of the nail, then it is a genuine mirror. However, if your fingernail directly touches the image of your nail, then beware; it is a Two-Way Mirror (There is someone seeing you from the other side). So remember, every time you see a mirror, do the fingernail test.” It doesn’t cost you anything.

            It is simple to do. This is a really good thing to do. The reason there is a gap on a real mirror, is because the silver is on the back of the mirror under the glass. Whereas with a Two-Way Mirror, the silver is on the Surface. Keep it in mind! Make sure and check every time you enter in hotel rooms. May is someone is making a film on you.
Share this with your Sisters, Wife, Daughters, Girl Friends and Friends
Categories: TIPS, WOMEN

Grant of special leave and passes for General body meeting of All India Committee of Railway women workers.

December 20, 2010 Leave a comment

Grant of special leave and passes for General body meeting of All India Committee  of  Railway women workers Scheduled to be held in Nagpurfrom 28-30December 2010.

Categories: RAILWAY, WOMEN

Protection of Women against Sexual Harassment at Workplaces.

December 15, 2010 Leave a comment

   The Government introduced ‘The Protection of Women against Sexual Harassment at Workplace Bill, 2010’ in Lok Sabha on 07.12.2010 with the object to provide protection to women against sexual harassment at all workplaces both in the public and private sector, whether organised or unorganised and for the prevention and redressal of complaints of sexual harassment. Women who are employed as well as those who enter the workplace as clients, customers or apprentices besides the students and research scholars in colleges and universities and patients in hospitals are sought to be covered under the proposed legislation. However, domestic workers working at home are not covered.

   The National Commission for Women (NCW) suggested a draft Bill after holding consultations with various stake holders. In the draft Bill, provisions for constitution of Internal Complaints Committees, Local Complaints Committees dispute resolution prior to inquiry, maintenance of confidentiality etc. have been proposed. The important recommendations of the NCW have been incorporated in the Bill.

   The NCW recommended covering domestic workers under the proposed legislation. However, the Government has decided to exclude domestic workers from the definition of employee as it may be difficult to enforce the provisions of the Bill within the privacy of homes and it may be more practical for them to take recourse to the provisions under criminal law.

   This information was given by Smt. Krishna Tirath, Minister of State (Independent Charge) for Women and Child Development in a written reply to a question in the Rajya Sabha today.

Source – pib

Categories: WOMEN

Facilities and allowances to Disabled on Duty and War Widows

December 1, 2010 Leave a comment

   The Government has received representations from the personnel disabled on duty and war widows/dependents regarding the facilities and allowances.

These mostly pertain to the following categories:- 
(i) Grant of Disability element of pension to pre January 01, 2006 retirees on percentage basis as entitled to post January 01, 2006 disability pensioners.

(ii) Grant of disability element to pre 2006 premature retirees at par with post 2006 premature retirees. 
(iii) Grant of modified parity to pre January 01, 2006 war widows/dependents in special/liberalized family pension as granted to pre January 01, 2006 ordinary family pensioners. 

   Representations are redressed in consultation with the respective Records and concerned wings of the Government. However, recently benefit of broadbanding to pre January 01, 1996 disability/war injury pensioners has been allowed. Cap which stipulated that aggregate of service element and war injury element should not exceed reckonable element last drawn, has also been removed. 

   This information was given by Minister of State in the Ministry of Defence Shri MM Pallam Raju in a written reply to Shri Mahendra mohan in Rajya Sabha today. 

Source – PIB